Terms of Service
By using FinSmart.pk, you agree to these Terms.
1. Service Description
FinSmart provides a digital invoicing platform integrated with FBR to help businesses generate and submit compliant invoices. We do not provide tax consultancy or legal advice.
2. User Responsibilities
You agree to:
- Provide accurate business and tax information
- Use the platform only for lawful activities
- Keep login credentials secure
- Ensure invoice data entered is correct
FinSmart is not liable for penalties resulting from incorrect data submitted by users.
3. FBR System Dependency
FinSmart relies on FBR systems and APIs. We are not responsible for:
- FBR system downtime
- Delayed responses from FBR
- Changes in FBR regulations
4. Payments & Subscriptions
- Services may require paid subscriptions
- Fees are non-refundable unless stated
- Accounts may be suspended for non-payment
5. Limitation of Liability
FinSmart shall not be liable for:
- Business losses
- Tax penalties due to user error
- Service interruptions beyond our control
6. Account Termination
We may suspend accounts that:
- Violate laws
- Attempt fraud
- Misuse the system
7. Governing Law
These terms are governed by the laws of Islamic Republic of Pakistan.