Privacy Policy

FinSmart.pk (“FinSmart”, “we”, “our”, “us”) provides a digital e-invoicing platform integrated with Pakistan’s Federal Board of Revenue (FBR). Your privacy is extremely important to us.

1. Information We Collect

We may collect the following information when you use our platform:

Business Information

• Company name
• NTN / STRN
• Business address
• Sales / ERP data

User Information

• Name
• Email address
• Phone number
• Login credentials

Invoice & Transaction Data

• Sales invoices
• Customer and supplier details
• Product information
• Tax amounts
• FBR response data (IRN, QR codes, validation IDs)

2. How We Use Your Information

Your data is used strictly for:

• Processing and submitting invoices to FBR systems
• Generating compliant digital invoices
• Providing reports and analytics
• Customer support
• System security and performance monitoring
• Legal and regulatory compliance

We do not sell your data to third parties.

3. Data Sharing

We only share data with:

• Federal Board of Revenue (FBR) for mandatory invoice reporting
• Authorized technology partners (hosting, security, infrastructure)
• Legal authorities if required by law

4. Data Security

We use industry-standard protections:

• SSL encryption
• Secure cloud hosting
• Access control and authentication
• Regular system monitoring

Despite best efforts, no system is 100% secure, but we continuously improve security measures.

5. Data Retention

Invoice and compliance records may be retained as required under Pakistani tax laws and FBR regulations.

6. Your Rights

You may request:

• Access to your stored data
• Correction of inaccurate data
• Account closure (subject to legal retention requirements)

7. Updates to This Policy

We may update this Privacy Policy to reflect regulatory or system changes.